Credit Karma - Free Credit Scores, Reports & Monitoring is not an official representative or the developer of this application. Copyrighted materials belong to their respective owners

Read review
  • Last update: 10 months ago
  • Version: 4.8
  • Size: 79.9 MB
  • Compatibility: Requires iOS 8.0 or later. Compatible with iPhone, iPad, and iPod touch.
  • Author: Credit Karma, Inc.
  • Content rating: Rated 4+
  • Languages: English
Get app Read review Hype your app
Support Comments FAQ I'm the dev!

Credit Karma - Free Credit Scores, Reports & Monitoring Description


Get your free credit scores, reports and more on Credit Karma. Checking your own credit won’t affect your score, and we’ll never ask for your credit card info. Apple ® named it one of 2016's 10 Best Apps of the Year, and it now has a bright new look!

Free, Helpful Features for Your Credit:
• Free credit monitoring – We’ll send you alerts about important changes on your TransUnion credit report.
• Direct Dispute™ – If you notice an error on your TransUnion report, you can submit a dispute without leaving Credit Karma.
• Free education, tips and tools – We’ll help you understand your scores and reports so you can make informed financial decisions.
• Personalized recommendations – Use our Approval Odds to find credit cards and loans you’re more likely to be approved for.

Join more than 60 million members on the path to financial progress. Learn more and sign up at

Rating Distribution

(97 513)


  • E
    If you do not watch your own financial life as well as one—may say—that of their clients. Then family, job, children’s education, medical insurance, all other forms of insurance, mortgage and every financial transaction one makes is in jeopardy. Why take the risk? I have been using this free tool for a decade or more. It has been a significant part of the story of my financial life. The worst is the medical insurance industry. I am currently disputing a collection for less then $60, after, $800 was rightfully paid by insurance company. A mysterious small amount has taken my credit from ‘Good’ to ‘Fair’. The collection agency does not even know. The original creditor states, “Ask the collection agency.” Credit Karma is the ONLY tool that is self-funding, through “offers to help” based on you profile that disappear as quickly as they appear. — • — around and around we go — • —
  • i
    My credit score is 782 and this stupid app says it’s 702. So much for accuracy. I’ve already deleted the useless app. OK, the full scope of the inaccuracies is as follows: CK said: I had student loans, then gave options for the lenders. Then the amounts. Reality is: I got my degree in 1980 and like most people back then, had no student debt. CK said: I took out my mortgage in 2012. Then gave options for the lender. (All incorrect.) Then options for the payment. (All too low.) Realty is: I bought my house in 2006 and refinanced in 2014 for a much better rate and a 15 year term. CK said: I have $25,652 in credit card debt. Reality is: in any given month I run my utilities, family cellular plan, internet/TV, groceries and incidentals through a 5% cash back credit card (generally about $2,500) and pay it off every month. So again, dear developers, your app is a genuine flop.
  • TT
    Tricky Trenz
    Credit Karma hasn’t updated one of the credit bureaus in over 5 months. Paid for another service and credit karma was off 115 points on my score. Not going to complain because it was plus 115 points. Lol.. I know someone will write back stating they are up to date. Seriously not true. Credit Karma has declined big time over the past year and a half. It’s still fun to see how much points they are off per month though. I gave an extra star because the app works nicely. Never have any issues opening. But for anyone who reads this.. take the time and buy a package or do your free yearly credit score through another site. You will be surprised in the huge difference. You will get more information too.

Join the discussion

Scroll to Top
detect click fraud