Credit Karma

Credit Karma app helps you stay aware of your credit score and more. According to the authors, there are around 40 billion dollars that Americans failed to claim. The app searches through the special database to know how much money you personally haven't claimed yet. Besides, Credit Karma latest version can notify you of possible security breaches. Say, a bank your trust had a massive data leakage recently — the app will let you know about that pronto.

Unlike annualcreditreport.com, Experian and others, Credit Karma allows you to get reports weekly and totally for free. However, its major downside is that it uses your personal info to track your financial habits. As a result, various loan companies, credit cards, etc. will be regularly advertised in your app.

Design – 5/5

This Credit Karma review believes that the app has one of the cleanest and simplest GUIs on the mobile market. Plain white background and the green logo give a lot of visual space, providing better focus. The app itself is divided into these categories: Credit, Auto, Tax, Accounts, from which you will receive valuable info.

Usability – 5/5

Credit Karma download brings an armada of money-related ads to your gizmo. And also its monetization policy may trigger paranoia in the suspicious user's mind. But it is, hands down, the best app for auditing your personal finances. No other service will deliver your credit score info weekly for free. And the feature that searches for your unclaimed bucks is simply charming.

Cross-platform use – 4/5

Apart from Android, there's a Credit Karma iOS app. To access the service via your desktop/laptop, you may use this official site: creditkarma.com. Sadly, no Amazon Kindle instance of the app has been found.

In-app purchases – 4/5

The app is free to use and requires no fees for its functionality. Its primary and only source of income is its ads that exclusively promote finance service. Sometimes, it's recommendations can be scarily insightful — looks like Credit Karma doesn't shy away from meticulously analyzing your financial well-being.

The Bottom Line

With all its dubious monetization concepts, Credit Karma is still unmatchable when compared to similar services. It's free, it provides reports each week, gives useful tips and warns you if something goes wrong with your financial institution. It's a great tool to keep your budget healthy.