Credit Karma

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  • Last update: 2 years ago
  • Version: Varies with device
  • Size: 9.09M
  • Compatibility: Varies with device
  • Author: Credit Karma, Inc.
  • Content rating: All ages
  • Package name: com.creditkarma.mobile
  • Last update: 7 years ago
  • Version: 4.18.1
  • Size: 117 MB
  • Compatibility: Requires iOS 9.0 or later. Compatible with iPhone, iPad, and iPod touch.
  • Author: Credit Karma, Inc.
  • Content rating: Rated 4+
  • Languages: English
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Ashley Carter
111 reviews
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Credit Karma — Keep Your Credit Scores! Review

Review Standarts
Our main goal is to provide full and useful app reviews. Our authors strictly follow the rules: minimum 15 hours of the real app usage experience or gameplay, test on main Android and iOS versions, test on phones and tablets.

Credit Karma is a mobile application, which specializes in monitoring your credit score. It helps you keep a closer look at your financial health, monitor your credit ratings, claim unused dollars, get useful recommendations and more. Download Credit Karma if you want to be financially wise!

Functionality – 5/5
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Credit Karma app helps you stay aware of your credit score and more. According to the authors, there are around 40 billion dollars that Americans failed to claim. The app searches through the special database to know how much money you personally haven't claimed yet. Besides, Credit Karma latest version can notify you of possible security breaches. Say, a bank your trust had a massive data leakage recently — the app will let you know about that pronto.

Unlike annualcreditreport.com, Experian and others, Credit Karma allows you to get reports weekly and totally for free. However, its major downside is that it uses your personal info to track your financial habits. As a result, various loan companies, credit cards, etc. will be regularly advertised in your app.

Design – 5/5

This Credit Karma review believes that the app has one of the cleanest and simplest GUIs on the mobile market. Plain white background and the green logo give a lot of visual space, providing better focus. The app itself is divided into these categories: Credit, Auto, Tax, Accounts, from which you will receive valuable info.

Usability – 5/5

Credit Karma download brings an armada of money-related ads to your gizmo. And also its monetization policy may trigger paranoia in the suspicious user's mind. But it is, hands down, the best app for auditing your personal finances. No other service will deliver your credit score info weekly for free. And the feature that searches for your unclaimed bucks is simply charming.

Cross-platform use – 4/5

Apart from Android, there's a Credit Karma iOS app. To access the service via your desktop/laptop, you may use this official site: creditkarma.com. Sadly, no Amazon Kindle instance of the app has been found.

In-app purchases – 4/5

The app is free to use and requires no fees for its functionality. Its primary and only source of income is its ads that exclusively promote finance service. Sometimes, it's recommendations can be scarily insightful — looks like Credit Karma doesn't shy away from meticulously analyzing your financial well-being.

The Bottom Line

With all its dubious monetization concepts, Credit Karma is still unmatchable when compared to similar services. It's free, it provides reports each week, gives useful tips and warns you if something goes wrong with your financial institution. It's a great tool to keep your budget healthy.

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Conclusion

Credit Karma is a powerful tool for financial monitoring. It offers impressive functionality and what's even better, costs you no money. Download Credit Karma to keep your money in check.


Pros : Zero price;
Accurate monitoring;
Weekly reports;
Money claiming.

Cons : Private info usage;
Lengthy registration;
Plenty of moneyrelated ads.


Functionality 5.0

Design 5.0

Usability 5.0

Cross-platform use 4.0


Average : 4.8

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Rating Distribution


4.2
(173 363)
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5 Comments


  • AT
    Albert Taylor
    Desktop
    2 months ago
    I admire this article for the well-researched content and excellent wording.
    0
    Reply
  • PB
    Phyllis Bouldin
    Desktop
    3 months ago
    I can not get in. It says my email already used. I know, so why can I not get a new password ? Been trying for many months
    0
    Reply
  • M
    Mary
    4 years ago
    I stick with Credit Karma despite it runs not very fast and slows down my phone sometimes. I like that the app does not need my credit card information. It makes it much more secure.I stick with Credit Karma despite it runs not very fast and slows down my phone sometimes. I like that the app does not need my credit card information. It makes it much more secure.secure and easyruns not very fast
    0
    Reply
  • m
    mary
    4 years ago
    Credit Karma helps me a lot to monitor my credit. When I want to find anything about my credit, I use this program, the procent was grow. I got last month a notification about changing conditions of credit on my telephone. It help me increase my credit score easier. Now I can manage my money. I know when and how much money I must pay. It economise my time too. Yhi application calculate my credit and I go to the bank and know this amount.Credit Karma helps me a lot to monitor my credit. When I want to find anything about my credit, I use this program, the procent was grow. I got last month a notification about changing conditions of credit on my telephone. It help me increase my credit score easier. Now I can manage my money. I know when and how much money I must pay. It economise my time too. Yhi application calculate my credit and I go to the bank and know this amount.helps to manage moneydid not
    0
    Reply
  • A
    Alex
    4 years ago
    Sometimes it is very hard to know, what sum do you need to pay for credit this moment, with all monthly percents, especially if you have loans in different banks. So if you want to manage your finances carefully, you need programme that can count all your debt, so you don't have to calculate it yourself. Credit Karma is free application, that can be very useful in modern times of credit economy. Sometimes it is very hard to know, what sum do you need to pay for credit this moment, with all monthly percents, especially if you have loans in different banks. So if you want to manage your finances carefully, you need programme that can count all your debt, so you don't have to calculate it yourself. Credit Karma is free application, that can be very useful in modern times of credit economy. Easy, free to download, helps to manage finances Didn't find
    0
    Reply

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