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  • Last update: 1 year ago
  • Version: 1.4.5
  • Compatibility: 4.1 and up
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  • Content rating: Everyone
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MoneyTap - App Credit Line Description


MoneyTap is India’s first app-based credit line, offered in partnership with leading banks. We offer money on demand with zero collateral for salaried professionals (salary >25k per month). With a growing community of happy MoneyTap customers, MoneyTap has been featured in many leading newspapers. Times of India - Economic Times - Hindu Business Line - felt a cash crunch? Asked a friend for ₹3000 till the next pay-cheque? Needed ₹50,000 for an emergency? Did you have to ask money from a relative? Embarrassing, isn’t it?Think of us as a flexible loan for your personal use, where the control is in your hands. You decide the amount you want to use and pay interest only on the amount used! No usage, No interest!
Download our app, give us a few details and we tell you your eligibility within minutes. No unpleasant visits to banks, no annoying calls to get money, no need to carry piles of documents, no hidden charges. All the formalities are done on the app, in the comfort of your home. Bonus feature - MoneyTap credit card!
Approved customers also get a free credit card! Use it like any other credit card. Shop online or at any offline store. Repay the amount used before the due date and pay zero charges; or convert to EMIs directly from the app.Flexible. On Tap. Transparent. Money as you like it!How does MoneyTap work?
To apply for your credit limit with MoneyTap app, all you need is a few minutes of your time, and the documents listed below:
1. PAN card
2. A functional work email ID
3. Net banking credentials / bank account statements
4. Aadhaar card (optional)
Apply for a credit line on the app & we’ll let you know the amount you are eligible for. After your application submission, we'll schedule a KYC visit from our registered banking partners and in a few days, your approved credit limit will be ready to use.
Use the money as cash right from the app or via the MoneyTap card (that will be sent to you) like any other credit card.Security & Protection of Privacy
Protection of your privacy and your data security is our topmost concern. We use industry standard encryption and security measures to ensure a safe application process. Our app establishes a read-only connection with your bank and cannot transfer money or tamper with your account in any way. Your credentials are only used to retrieve your bank statements for verification. Your data privacy is not breached.Eligibility
Any salaried person who is 23 years of age & above and is a resident of Bangalore, Delhi, New Delhi, Noida, Greater Noida, Faridabad, Ghaziabad, Gurgaon, Hyderabad, Secunderabad, Mumbai, Navi Mumbai, Thane or Chennai can apply on MoneyTap.MoneyTap Highlights:
● Partnered with leading banks & financial institutions
● Instant eligibility; Real time credit evaluation
● Instant approval of upto ₹5,00,000
● Withdraw as low as ₹3000
● No collaterals, no guarantors
● Credit limit available for lifetime
● Interest rates vary from 1.25% -1.5% per month, no hidden charges
● Get a MoneyTap card (loaded with rewards and other benefits)
● Pay your monthly MoneyTap credit bill right from your app
● Set your card PIN right from your app
● One tap to convert to EMIs
● Choose your own EMI terms, 2 months - 3 years
● One tap to transfer money to your account instantly, 24x7
● Keep track of your transactions, EMIs and available credit right from the appHow MoneyTap can help you:
● Pay for education
● Tide over cash crunch towards month end
● Pay for your wedding expenditure
● Pay rental deposit and other bills
● Pay for medical care
● Buy home appliances, furniture and electronics
● Shopping & other expenses
● Vacation or unexpected travel expenses
● Lend to friends/family
● Start a businessHappy Money Tapping!

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